Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Terry and her staff were very helpful during our first personal real estate transaction. They meet with people for us several times outdide of the real estate transaction to help our move in even easier. Our dream to have a home in the keys are similar in nature to her and her husbands and she really does help you obtain the keys dream. They provide you with a great resource list. In the keys that is vital to a new home. There are not a lot of types of contractors but if someone can't get to the job or done in the time needed she will get someone for you who can. We will be using Terry's in any real estate transaction in the future. Jeffery Hayes, P.A