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Terry Canto
Terry Canto
Text me, call or email me...305-394-3037

Terry@terrycanto.com

TRUSTED * RESPECTED * RECOMMENDED 

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Blog: Resources

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Considering Offers

When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favorable to you as a buyer. Some terms that may work in your favor: higher-t... Read more

Mello-Roos

In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes, and insurance. But what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District? The Land Title Assoc... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Setting the Price

The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seriously, and the asking price reflects how serious you are about selling your... Read more

Importance of Inspection

As a buyer, you are entitled to know exactly what you are getting. Don’t take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are buying a... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Terry Canto
The Florida Keys Specialist 
Text me, call me or email me...
305 394-3037  ~  terry@terrycanto.com

TRUSTED * RESPECTED * RECOMMENDED 

Featured Communities

Islamorada, FL
Key Largo, FL
Tavernier, FL
 

Testimonials

Terry and her staff were very helpful during our first personal real estate transaction. They meet with people for us several times outdide of the real estate transaction to help our move in even easier. Our dream to have a home in the keys are similar in nature to her and her husbands and she   really does help you obtain the keys dream. They provide you with a great resource list. In the keys that is vital to a new home. There are not a lot of types of contractors but if someone can't get to the job or done in the time needed she will get someone for you who can. We will be using Terry's in any real estate transaction in the future.  Jeffery Hayes, P.A
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